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Have you seen our latest blogs?
For the time being, the market continues to take “Good News” as good news, but inflation trend bears watching, as this could become the catalyst that shifts investors’ mindset.
Financial planning is a crucial aspect of our lives that often gets overlooked or misunderstood. Here is a summary of what it is, who it’s for, why it's essential, and how to get your financial planning started.
Why the long face? Another year in the can, all wrapped up nice and festive with a pretty little bow, Santa Claus rally and all! Any investor with the nerve to complain that they did not get everything on their Christmas list should at least have been able to find solace in the market’s recent move to all-time highs, so let’s just keep the tidings of comfort and joy rolling all the way through 2024, right?!
You’re no doubt hearing a lot about how remarkably “resilient” the U.S. economy has been looking lately. Despite the Fed’s move to hike interest rates sharply higher over the past 18 months, economic growth in the U.S. has managed to remain in positive territory in recent quarters, steadily exceeding economists’ expectations in the process.
The Fed is on pause. No, wait! Cancel that: it may just have been a “skip” masquerading as a “pause.” Okay, so more interest rate hikes to come then. One? Two? Certainly not more than two!? And those 2023 rate cuts that markets have been pricing in since early March? Oh, okay; those are gone too now.
May 29th is National 529 Day (5/29), a day created to highlight the importance of 529 savings plans in helping families pay for college or training expenses.
TO BUY, OR SAY “GOODBYE!” …THAT IS THE QUESTION
Verily, ‘tis so! As the Ides of May grow nigh, investors are in a state of consternation to rival that of the Prince of Denmark himself as they ponder whether it be nobler – or financially more astute – to go “all-in” (Shakespeare, too, was apparently a big Texas Hold’em player) or move to the sidelines and check back in on the markets some time in the late Fall. If, perchance, either of those two extremes looks particularly appealing to you right now, I beg you heed my warning and reframe the question lest ye suffer the financial equivalent of a tragic ending.
Financial literacy is vital for everyone, as it involves having a working knowledge of money management. Without essential financial skills like budgeting, investing, and retirement planning, life can become much more difficult. Financial Literacy Month provides an opportunity to prioritize financial literacy and take advantage of resources to improve your financial situation now and in the future. Here are 6 tips to help you get started.
The Washington State Supreme Court has ruled that the excise tax on capital gains is constitutional and valid. As such, the Department of Revenue will continue collecting the tax which is due April 18, 2023. A filing extension will be granted if the taxpayer files a federal extension and requests a Washington extension prior to the original due date, but the tax must still be paid in full by April 18th (April 15th in future years). Any tax paid after that date is subject to a late payment penalty of up to 29% of the tax due.
Not all debt is bad, but reducing the debt you have can give you more options both now and later. Are you curious about what key strategies you can deploy to reduce your debt? Keep reading to learn about effective debt reduction strategies and solutions.
In light of recent events and heightened investor concerns with respect to the health and stability of the global financial system, we have prepared the following brief overview, with a specific emphasis on the provisions in place to provide for the safety of your assets. We continue to monitor the situation, which remains fluid day-to-day, and will provide updates as warranted. In the interim, we encourage you to give us a call if you have questions after reviewing the material herein.
As you have no doubt heard by now, the U.S. financial system has seen several bank failures over the past week, including its second-largest ever with the failure of Silicon Valley Bank (SVB), which was taken over by regulators this past Friday. This followed the announcement middle of last week of the wind-down of Silvergate Bank and, in turn, has since been followed by the weekend takeover of Signature Bank by state regulators.
Business succession planning is a vital aspect of running any successful company. It involves creating a strategy for the transfer of ownership and management of a business when the current owner or leaders retire, pass away, or otherwise exit the company. This planning can be crucial for the long-term stability and success of the business and can have a significant impact on the personal finances and well-being of the owner and their family.
Every year, the Internal Revenue Service announces new tax brackets among other crucial credits and deductions that determine your tax rate for the upcoming year. However, the changes do not account for increased wages, which means that if you got a raise to keep up with inflation, you'll likely face the same tax rate as the prior year, all else equal. If your salary rose by more than the rate of inflation, you may fall under a higher tax bracket. But if your wages didn't keep up with inflation, you could end up in a lower tax bracket compared to 2021. The following tables present various tax facts adjusted for 2023 that you might be subject to.