Do any of these financial question marks apply to you?

4Q22 Market Letter

THE KING IS DEAD, LONG LIVE THE KING!

Hear ye, hear ye: Twenty Twenty-Three hereby demands a blood oath of undying loyalty! After all, that’s how it’s supposed to work, isn’t it? The people must throw their full, unquestioning support behind the new monarch before the body of the prior ruler is even cold. So, too, are we, as investors, expected to banish all of last year’s heartburn and frustration entirely from our memories into the disturbingly full dustbin of market history and pin all of our hopes and dreams to the prospects of the year ahead...as if this were our first time being led down this particular garden path!


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